The monthly premiums didn’t balance with her expected income and I knew the underwriters would kick this back. I gave her my decision. There was no ...ay of softening the blow. We weren’t going to advance her the loan. “Oh. But we’re just so small just now. If I can only scale up,” she said, desperately. From her body language I could tell she really wanted this loan. Then her eyes lit up and she became suddenly animated. “My portfolio! I haven’t shown you everything yet! Surely you haven’t made. “Did you really think that I wouldn’t already be working on that for you?” she said as I stared at her in shock. “In fact, I have arranged for an interview for you and holly for tomorrow.”“Where?” I sputtered out.“Here, of course,” she answered with a smile.“I mean, where is the school?” I said.She continued to smile at me and asked, “Have you ever visited your great-grandparents in Ferndale?”“Yes,” I replied. “Uncle Walter still lives there. He and three or four other families sort of run the. More

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