That's when Denise spoke up, "So, can we go over the coverages now?"We all had a little chuckle before I commenced. For her part, Denise listened int...ntly and did a great job of asking questions. That was the first of many visits and policies that I wrote for Charles' family and friends.Charles became a regular in my office. Often, he just stopped by to say hello and talk. We had a lot in common in our beliefs and work ethic, and we're both in our mid-fifties and self-employed. There were. She probably at that time just didn't want to embarrass me, though.So ANYWAY. I'd been masturbating a lot, and using my mom's stuff to do it. My mom had been feeling like shit because we were poor, and she'd been single for two years. And there we were on a summer day with absolutely nothing going on. My mom had been in her room all day, and I was just playing counter-strike on the computer. Occasionally she'd come out to get a drink or something in her pajamas, kiss me on the cheek or hug me,. More

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